Terms of Use & Disclaimers

Last updated: 2026-06-03
DRAFT — for attorney review before any commercial launch. The language below is a template based on standard industry practice. It is not legal advice. Before charging any subscriber, accepting any payment, or publishing this site as a commercial product, this document must be reviewed and finalized by a securities/financial-services attorney licensed in your jurisdiction.

1. What Swing Desk is

Swing Desk (the "Service") is a software platform that provides automated technical analysis, market scans, trade-idea generation, backtested strategy outputs, and educational tooling for self-directed investors. It is a research and education product. It is not a brokerage, not an investment adviser, and not a financial planner.

2. Not investment advice

Nothing on this Service is investment advice. Trade ideas, alerts, scans, watchlists, backtest results, stress tests, and any other output are automated technical signals produced by software. They are not personalized recommendations and do not consider your financial situation, risk tolerance, tax position, or investment objectives.

You are solely responsible for every investment decision you make. Before placing any trade you should:

3. Use at your own risk

Trading and investing involve substantial risk of loss. You may lose some or all of the money you invest. Past performance — whether shown in backtests, stress tests, live track records, or anywhere else on this Service — does not guarantee or predict future results. Market conditions change. Strategies that worked in the past may not work in the future. Live results will differ from backtested or paper-trading results due to slippage, fees, taxes, timing, liquidity, and execution differences.

4. No liability

To the maximum extent permitted by law, Swing Desk, its owner, operators, contributors, and affiliates are not liable for any direct, indirect, incidental, consequential, special, or punitive damages of any kind — including but not limited to lost profits, lost data, trading losses, missed opportunities, or business interruption — arising from your use of, inability to use, or reliance on the Service. This applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and regardless of whether we were advised of the possibility of such damages.

Your sole remedy if you are dissatisfied with the Service is to stop using it and cancel your subscription.

5. No guarantee of accuracy or availability

The Service depends on third-party market-data providers, brokers, exchanges, and infrastructure (including but not limited to Alpaca, Yahoo Finance, Netlify, and others). Data may be delayed, inaccurate, incomplete, or unavailable at any time. Scans, alerts, prices, and other outputs are provided "as is" without warranty of any kind. We make no warranty as to uptime, accuracy, completeness, fitness for a particular purpose, or non-infringement.

6. You are responsible for your trades

If you use this Service to generate trade ideas and then place trades through your own brokerage account, every order is your own. The Service may pre-fill an order ticket or surface a suggested entry/stop/target, but a human (you) must always review and confirm every live trade. The Service never executes a real-money trade without an explicit double-confirmation initiated by you.

7. Eligibility

You must be at least 18 years old and legally able to enter into binding contracts in your jurisdiction. You must comply with all applicable securities laws in your jurisdiction. The Service is offered from the United States; if you access it from elsewhere, you are responsible for compliance with local law.

8. Subscription, billing, and cancellation

If you purchase a paid subscription, you will be billed in advance at the recurring interval shown at checkout (monthly or annually). You may cancel at any time; cancellation takes effect at the end of the current billing period. Refund policy: [to be finalized — typical industry practice is no refunds on prior periods, or a 7-day satisfaction-guarantee window. Set this with your attorney and your payment processor.]

9. Your account & security

You are responsible for keeping your account credentials confidential and for all activity under your account. Notify us immediately if you suspect any unauthorized use. We use industry-standard practices to protect your data but cannot guarantee absolute security; no internet-based service can.

10. Intellectual property

All software, scans, methodology, written content, branding, and other materials on the Service are owned by Swing Desk and are protected by copyright and other intellectual-property laws. You may use the Service for your personal, non-commercial trading research. You may not republish, redistribute, scrape, copy, mirror, or commercially exploit any part of the Service without prior written permission.

11. Acceptable use

You agree not to: (a) attempt to gain unauthorized access to any account, system, or data; (b) reverse-engineer or attempt to extract source code beyond what is published; (c) interfere with or disrupt the Service; (d) use the Service for any illegal purpose; (e) impersonate another person; (f) scrape, harvest, or redistribute data without permission.

12. Changes to these terms

We may update these Terms from time to time. Material changes will be notified to active subscribers via email or through a notice on the Service. Continued use after a change constitutes acceptance.

13. Governing law & disputes

These Terms are governed by the laws of [state to be set — typically owner's state of incorporation], without regard to conflict-of-laws principles. Any dispute will be resolved by binding arbitration under the rules of the American Arbitration Association, except where prohibited by law. You waive any right to participate in a class action.

14. Contact

Questions about these Terms can be sent to [contact email to be set].

These Terms incorporate the Privacy Policy by reference (see [privacy policy link — to be drafted]). Swing Desk © 2026. All rights reserved.
Reminder: this document is a draft. Have it reviewed by a securities/financial-services attorney before accepting any payment.